TERMS & CONDITIONS
Crystal Wilkerson dba Crystal Wilkerson Travel is an independent contractor of FORA Travel, Inc. (IATA# 33520476). As such, all travel arrangements made are subject to the following terms and conditions:
CONSENT TO TERMS AND CONDITIONS. Access to and use of the services of Crystal Wilkerson (“Crystal Wilkerson and/or “I” or “Me”) is subject to acceptance of these terms and conditions (“Terms and Conditions”). By accessing, using or obtaining any content, products, or services you, the purchaser and/or traveler (“Customer” and “passenger” and “you/your”) agree to be bound by these terms. PLEASE READ THE TERMS AND CONDITIONS BEFORE USING THIS WEBSITE. If you do not accept all of these terms, then please do not use our services. These Terms and Conditions govern the relationship between Crystal Wilkerson and you, the Customer. These terms restrict your rights and remedies and provide protection to Crystal Wilkerson, including warranty disclaimers and liability exclusions. By using Crystal Wilkerson’s services you acknowledge and agree if you do not agree or do not accept these Terms and Conditions, you can easily choose to not use Crystal Wilkerson’s services. So, if anything is in these Terms and Conditions, including warranty disclaimers and liability exclusions, that you disagree with or are not willing to be bound by, or if something is missing from these Terms and Conditions that you consider essential, then you must not use Crystal Wilkerson’s services. IF THERE IS ANY PART OF THESE TERMS AND CONDITIONS YOU DO NOT AGREE WITH, please do not use Crystal Wilkerson’s services.
TRAVEL DOCUMENTS, INCLUDING TSA AND DHS ACCEPTABLE IDENTIFICATION REQUIREMENTS. It is the responsibility of each Customer to obtain and carry a valid passport, visa(s), and all other documents required by applicable government regulations. When travelling domestically or internationally, the U.S. Transportation Security Administration (TSA) and U.S. Department of Homeland Security (DHS) advise that everyone carry at least two forms of acceptable identification in order to board a flight found http://www.tsa.gov/traveler-information/acceptable-ids. Examples: DHS-designated enhanced driver’s license, USA Passport, a foreign government passport. The name, date of birth and gender that appears on the identification card must exactly match the same such data that is listed on airline ticket(s) and booking records. I strongly recommends that you take into account that certain countries will not admit a passenger, if their passport expires within six (6) months of the date of entry. Non-United States citizens may require additional documentation. Children and infants also require all such travel documents. Minors traveling with one parent, and/or without both parents, may be stopped and not admitted, unless authenticated and verified consent forms are provided to the authorities, please see https://help.cbp.gov/app/answers/detail/a_id/268/kw/travel. The U.S. Customs and Border Protection Agency requires that for USA child groups under age 19 arriving by land or sea from contiguous territory and traveling with a school group, religious group, social or cultural organization, or sports team, may also present an original or copy of his or her birth certificate, a Consular Report of Birth Abroad, or a Naturalization Certificate. Parental or legal guardian consent must be provided to the supervising adult/Group Leader. You acknowledge any failure to strictly comply with these requirements may result in denied boarding or an undue delay at an airport security checkpoint causing Customer to miss flight(s), and subsequent scheduled travel bookings on cruises and tours. Check each supplier’s website to ensure you and all members in your travel group or party obtain and carry travel documentation required.
INDIVIDUAL ENTRY AND EXIT REQUIREMENTS. Each foreign country holds different views of past criminal offenses, whether within or outside of their boundaries. If you have a current or past offense, and you are unsure how the country you are traveling to (or through) views that offense, please contact that country directly for entry and exit requirements. (See: https://travel.state.gov/content/travel/en/international-travel/before-you-go.html). Crystal Wilkerson neither controls nor warrants the issuance of visas related to applicable travel. It is Customer’s responsibility to verify that all the visas required for your trip have been obtained, that the visas for each country are valid for the entry and exit dates of your visit, that your personal details are accurately reflected and that your passport is valid for at least six months beyond the completion date of your trip. Please note that even when a visa is issued, a traveler may be denied entry since each country’s local immigration officials make the final entry decision. Several factors including past criminal record may contribute to the decision of the local immigration official(s). Should a visa not be issued, Crystal Wilkerson is not responsible for lost payments made toward the contemplated trip. For example, if traveling to or through Canada, Americans with a Driving While Intoxicated (DWI) record should always check whether current rules exclude admission, and potential waivers. (See: https://ircc.canada.ca/english/helpcentre/answer.asp?qnum=152&top=8). To respect your privacy, I will not inquire about these issues and it is your sole responsibility to ensure your ability travel.
RISKS/SAFETY. Travel to certain destinations may involve greater risk than others. I urge customers to remain informed on a daily basis as to current news, as well as to review travel prohibitions, warnings, announcements and advisories issued by the United States Government prior to booking travel to international destinations. Information on conditions in various countries and the level of risk associated with travel to particular international destinations can be found at http://www.state.gov, http://www.tsa.gov, http://www.dot.gov, http://www.faa.gov, http://www.cdc.gov,and http://www.cbp.gov The Smart Traveler Enrollment Program (STEP) is a free service provided by the U.S. Government to U.S. citizens who are traveling to, or living in, a foreign country. STEP allows you to enter information about your upcoming trip abroad so that the Department of State can better assist you in an emergency. Registration is recommended and provided by going to https://step.state.gov/step/
BY OFFERING TRAVEL TO PARTICULAR DESTINATIONS, CRYSTAL WILKERSON DOES NOT REPRESENT OR WARRANT THAT TRAVEL TO SUCH POINTS IS ADVISABLE OR WITHOUT RISK, AND SHALL NOT BE LIABLE FOR COSTS, DAMAGES, OR LOSSES THAT MAY RESULT FROM TRAVEL TO SUCH DESTINATIONS. CUSTOMER’S PARTICIPATION CONSTITUTES ACCEPTANCE OF SUCH EVENTS AT CUSTOMER’S OWN RISK.
USE OF CRYSTAL WILKERSON FOR TRAVEL BOOKINGS. You warrant that you are at least 19 years of age and possess the legal authority to enter into this agreement and to make travel bookings with Crystal Wilkerson by any means, including through websites, in accordance with all terms and conditions herein. You agree to be financially responsible for all of your travel bookings (as well as for use of your account by others, including, without limitation, minors living with you). You agree to supervise all usage of communications by minors under your name or account. You also warrant that all information supplied by you or members of your household transacting business with Crystal Wilkerson is true and accurate. Without limitation, any speculative, false, or fraudulent reservation or any reservation in anticipation of demand is prohibited. You agree that the travel services reservations services provided by Crystal Wilkerson shall be used only to make legitimate reservations or purchases for you or for another person for whom you are legally authorized to act.
Separate supplier terms and conditions will apply to your reservation and purchase of travel-related goods and services that you select. You agree to abide by the terms and conditions of purchase imposed by Crystal Wilkerson, Fora and any supplier with whom you elect to deal, or with whom Crystal Wilkerson deals on your behalf, including but not limited to, payment of all amounts when due and compliance with the supplier’s rules and restrictions regarding availability and use of fares, products, or services. You understand that any violation of any such supplier’s conditions of purchase may result in cancellation of your reservation(s) or purchase, in your being denied access to any flights, hotels, cruises, or automobiles, in your forfeiting any monies paid for such reservation(s) or purchase, and in Crystal Wilkerson debiting your account for any costs Crystal Wilkerson incurs as a result of such violation. You shall be completely responsible for all charges, fees, duties, taxes, and assessments arising out of your travel bookings through Crystal Wilkerson.
Customer authorizes Crystal Wilkerson to book on FORA and third party travel booking sites to fulfill Customer’s travel requests. Customer ratifies Crystal Wilkerson's actions on Customer’s behalf, including acceptance of such third party’s terms and conditions, which limit Customer’s rights, and Customer agrees to bound by such actions. In the event of any inconsistency or ambiguity of terms, Crystal Wilkerson shall benefit from the most favorable term(s) in each instance.
PAYMENTS AND CANCELLATION. If a deposit is required at the time of booking, Crystal Wilkerson reserves the right to retain the deposit for any booking canceled, changed or rebooked after deposit. Final payment may be due prior to departure according to each supplier’s (airline, hotel, cruise line, transfer company, sightseeing operators, and other travel service vendors) terms and conditions involved in your travel booking. If final and full payment is not received by the applicable due date, reservations are subject to cancellation and deposits shall be forfeited. In some cases there is NO REFUND once a booking is made and paid for. Your right to a refund if you change or cancel your travel plans is limited. All cancellation requests must be sent to Crystal Wilkerson in writing to crystal.wilkerson@fora.travel. As a result of cancellation of non-cancellable travel, Crystal Wilkerson and third party supplier’s cancellation penalties will apply, which are detailed in your travel documentation, this website, and each of the supplier’s website. Cancellation penalties are advised at time of booking and provided to you upon confirmation. If you have any questions, or any penalties are unclear, please contact Crystal Wilkerson. All cancellation fees will be charged to the credit card you authorized to pay for travel services, or deducted from the supplier’s refund.
AIR TRAVEL. UNLESS EXPRESSLY SET FORTH IN WRITING AS PART OF YOUR BOOKING, AIRLINE RESERVATIONS ARE NOT INCLUDED IN YOUR TRAVEL PLANS. In such event, it is the Customer’s responsibility to make appropriate air arrangements, as well as transportation to and from the destination where the travel booking originates and returns. Crystal Wilkerson shall not assume any responsibility for any air and/or ground schedule changes. In rare instances, upon departure from a country, certain departure taxes must be paid in cash only, and may vary in price. Due to enhanced security, it is strongly recommended that you check in a minimum of 2 hours prior to scheduled departure for domestic flights and 3 hours prior to scheduled departure time for international flights. Reconfirm flight times at least 24 hours prior to scheduled departure time for domestic flights, and 72 hours prior for international flights. Failure to use a reservation may result in automatic cancelation of all continuing and return flights, as well as forfeiture of airfares.
NO REFUND FOR UNUSED ARRANGEMENTS. As Crystal Wilkerson's prices are oftentimes based on contract rates, therein no refund for any unused portion of a travel booking. Some group tours are based on minimum numbers of passengers traveling; if the number of passengers falls below the minimum required, a surcharge may be imposed or the tour cancelled. You will be provided notice of the possibility of this surcharge (if any) prior to your booking.
CURRENCY FLUCTUATIONS. Currency exchange rates fluctuate. Prices are subject to change based upon currency exchange rate fluctuations, provided actual variations have occurred.
ALTERATIONS TO CONFIRMED BOOKINGS. If you decide to change any portion of your confirmed arrangements prior to departure or during your trip, I will attempt to assist you. I reserve the right to charge an administrative fee for changing a booking, depending upon the complexities and circumstances of the request.
HEALTH/SECURITY/TRAVEL DOCUMENTATION REQUIREMENTS. Each Customer is responsible to make absolutely certain to have the proper immunizations and required documentation of such immunizations before travel, and to make the necessary accommodation for security rules imposed by government authorities. Crystal Wilkerson hall not assume responsibility for the accuracy of health requirements or vaccination and/or documentation prior to departure or upon landing at the final destination. See your health practitioner for advice. Prior to travel, required inoculations, if any, must be recorded by Customer’s health practitioner on a valid vaccination certificate, which the Customer must carry for proof of inoculation where required. If you are concerned about taking any medications or receiving certain inoculations, check with your health practitioner BEFORE booking. Check the USA State Department Website http://travel.state.gov, for relevant information relating to travel to specific destinations, and the USA Centers for Disease Control http://wwwnc.cdc.gov/travel/ relating to health issues. For further information relating to security, safety issues, crime, the need for travel documentation (such as passports, visas, proof of health/vaccination certificates), health hazards, and other restrictions regarding travel to your domestic and/or international destination(s), and re-entry into the United States visit http://www.tsa.gov, http://www.dot.gov, http://www.faa.gov.us, http://www.ustreas.gov, http://www.cbp.govon a regular basis for information regarding incidence of disease, terrorism, safety issues, crime, the need for travel documentation (such as passports, visas, proof of health/vaccination certificates), health hazards, and other restrictions regarding travel to your domestic and/or international destination(s), and re-entry into the United States especially your embassy and http://www.uscis.gov/ for non-USA citizens. (Customer is responsible to make Crystal Wilkerson aware when traveling on a passport from a country other than the USA.)
DIETARY & ALLERGY RESTRICTIONS. Crystal Wilkerson works to accommodate dietary restrictions. However, travelers are responsible for communicating dietary and allergy restriction requests directly to the supplier. Travelers with strict food requirements are advised to contact the supplier directly to advise their conditions and accommodations. Crystal Wilkerson is not responsible for any allergic reactions which may occur during travel.
LIMITATIONS OF RESPONSIBILITY AND DISCLOSURE. Crystal Wilkerson acts solely as a booking agent for disclosed principal supplier cruise lines, hotels, ground transportation, boat purveyors or owners, tour guides, and other independent contractors providing accommodations, transportation, and/or other services (“supplier(s)”), and is not the source or provider of the travel services. Each of these supplier companies is an independent entity with its own management, and is not subject to the control of Crystal Wilkerson. Customer is advised that the suppliers whose names appear in travel documentation are those actually responsible for providing the travel services purchased, and consents to the use of those suppliers, and understands and agrees each supplier’s Terms and Conditions are contained in printed form and are set forth on their respective websites, which govern the transaction. The transportation, accommodations and other services provided by the identified sea, ground, and air operator suppliers offered are subject to the terms and conditions contained in the tickets, exchange orders or vouchers issued by them and/or their suppliers, including Terms and Conditions on their respective websites. BECAUSE CRYSTAL WILKERSON ACTS AS MERELY AS BOOKING AGENT FOR DISCLOSED PRINCIPAL SUPPLIERS, AND DOES NOT HAVE THE RIGHT TO CONTROL THE OPERATIONS OF SUCH INDEPENDENT OPERATORS AND SUPPLIERS, YOU AGREE CRYSTAL WILKERSON IS NOT LIABLE FOR ANY PERSONAL INJURY OR PROPERTY DAMAGE, WHICH MAY ARISE OUT OF THESE SERVICES. CRYSTAL WILKERSON HEREBY DISCLAIMS ANY LIABILITY WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, INCLUDING WITHOUT LIMITATION LIABILITY FOR ANY DIRECT, PUNITIVE, SPECIAL CONSEQUENTIAL, INCIDENTAL OR INDIRECT DAMAGES, IN CONNECTION WITH THE GOODS OR SERVICES PROVIDED BY ANY PRINCIPAL SUPPLIER BOOKING THROUGH CRYSTAL WILKERSON, INCLUDING WITHOUT LIMITATION LIABILITY FOR ANY ACT, ERROR, OMISSION, INJURY, LOSS, ACCIDENT, DELAY OR IRREGULARITY WHICH MAY BE INCURRED THROUGH THE FAULT, NEGLIGENCE, WILLFUL ACTS, OMISSIONS OR OTHERWISE OF SUCH SUPPLIER, OR OF ANY SUPPLIER OR THEIR RESPECTIVE EMPLOYEES, AGENTS, SERVANTS, OR REPRESENTATIVES, INCLUDING, WITHOUT LIMITATION, THEIR FAILURE TO DELIVER OR THEIR PARTIAL OR INADEQUATE DELIVERY OF SERVICES, FUEL INCREASES, AND OTHER MATTERS OUTSIDE OF CRYSTAL WILKERSON’S CONTROL, AND YOU HEREBY EXONERATE AND HOLD HARMLESS CRYSTAL WILKERSON FROM ANY LIABILITY WITH RESPECT TO THE SAME.
The Americans with Disabilities Act (“ADA”) is only applicable within the United States, and facilities for disabled individuals are limited outside its borders. A qualified and physically able companion must accompany travelers who need such assistance. Motorized scooters are unsuitable for many trips. Transportation services, including many tour motor coaches, are not equipped with wheelchair ramps.
Crystal Wilkerson will make every effort to honor the price as originally quoted, however; under certain circumstances additional costs by a supplier or government may be imposed due to an increase in the cost for one or more of the travel components. Certain suppliers reserve the right to increase prices to cover increased costs, fuel surcharges, tariffs and taxes, and to reflect fluctuations in foreign exchange markets. Customer expressly acknowledges acceptance of these conditions applicable to purchase and authorizes Crystal Wilkerson to charge Customer’s credit card for such additional amounts. This consent applies to all travel arranged by Crystal Wilkerson for Customer, and may be revoked at any time with respect to future travel for which Customer has not yet made payment. Five (5) years following the date of Customer’s last travel booking, this consent expires.
Weather conditions, including but not limited to the presence or absence of snow, sunshine, and rainfall are not guaranteed to occur or not occur, and are clearly outside of Crystal Wilkeron's control. Volcanic eruptions, ash clouds, and wind may be characterized as an adverse weather condition or a natural disaster by suppliers and your travel insurance company, which is beyond the control of Crystal Wilkerson. Crystal Wilkerson reserves the right to cancel any itinerary or any part of it, to make such alterations in the itinerary as it deems necessary, due to circumstances beyond control of the parties. Crystal Wilkerson shall not be responsible for any responsibility for any air and/or ground schedule changes.
CRYSTAL WILKERSON HAS SOLELY RECEIVED COMMISSION AND FEES FOR TRAVEL TRANSACTIONS AND CUSTOMER AGREES AND UNDERSTANDS THAT ANY RECOVERY FROM CRYSTAL WILKERSON WILL BE LIMITED TO THE COMMISSION AND FEES ACTUALLY PAID BY CUSTOMER AND ACTUALLY RECEIVED BY CRYSTAL WILKERSON IN THE PAST TWELVE MONTHS WITH RESPECT TO THE TRAVEL BOOKING GIVING RISE TO THE LIABILITY.
FORCE MAJEURE. “Force Majeure” means, in relation to Crystal Wilkerson, any circumstances beyond the reasonable control of Crystal Wilkerson (including, but without limitation, acts of God, explosion, flood, tempest, forceful wind, fire or accident, war or threat of war declared or undeclared, acts of terrorism, sabotage, insurrection, riots, strikes, civil disturbance, requisition, sickness, quarantine, government intervention, weather conditions, hurricanes, floods, volcanic eruptions, defects in machinery and vehicles, delay, wildlife, or other untoward occurrences).
Crystal Wilkerson shall not be deemed to be in breach of these Terms and Conditions or otherwise be liable to you, by reason of delay in performance, or by non-performance, of any of its obligations hereunder to the extent that any such delay or non-performance is due to any Force Majeure.
If Crystal Wilkerson, and/or any of its’ travel suppliers, are affected by Force Majeure, they shall be entitled to, and may in their sole and absolute discretion, vary or cancel any itinerary or arrangement in relation to your trip. Crystal Wilkerson shall use reasonable efforts to work with suppliers to obtain any available refunds and reimburse you where possible in the event of a Force Majeure; however, Crystal Wilkerson shall not be responsible for any loss you may incur in the event. that a refund is not available. Crystal Wilkerson shall not be responsible for refund of any booking fees or commissions previously paid prior to the Force Majeure.
Regarding civil unrest, you may in such circumstances cancel the trip subject to Crystal Wilkerson’s and each supplier’s terms and conditions.
TRAVEL INSURANCE. CRYSTAL WILKERSON OFFERS ACCESS TO MANY OPTIONAL PRODUCTS AND SERVICES TO ENHANCE EVERY TRAVEL EXPERIENCE. OPTIONS SUCH AS TRAVEL INSURANCE PROTECT PASSENGERS AND THEIR INVESTMENT. UNLESS SPECIFICALLY NOTED, TRAVEL INSURANCE IS NOT INCLUDED IN THE COST OF CUSTOMER’S ITINERARY TO PROTECT AGAINST THIRD PARTY SUPPLIER DEFAULT/BANKRUPTCY PROTECTION, DELAY, INTERRUPTION, MISSED CONNECTION FOR CRUISES, CANCELLATION, MEDICAL EMERGENCY TRANSPORTATION/EVACUATION & REPATRIATION, BAGGAGE & PERSONAL EFFECTS/LOST LUGGAGE & BAGGAGE DELAY, ILLNESS, JOB LOSS PROTECTION AND CHANGE OF PLANS, ACCIDENTAL DEATH AND DISABILITY, TRAVEL ACCIDENT/SICKNESS MEDICAL EXPENSES, AND MORE. PROPER INSURANCE MAY PROTECT YOU FROM FINANCIAL LOSS IN ALMOST ALL CIRCUMSTANCES. Without appropriate travel insurance, Customer understands and agrees that if Customer cancels or interrupts Customer’s travel for any reason, portions of the trip/tour may not be refunded and Crystal Wilkerson and travel suppliers cancellation penalties will apply resulting in the loss of monies up to the full cost of Customer’s travel booking and related costs. The purchase of travel insurance is not required in order to purchase any other product or service offered by booking with Crystal Wilkerson. Crystal Wilkerson is not qualified or authorized to: answer technical questions about benefits, exclusions, and conditions of any of the insurance offered, nor evaluate the adequacy of the prospective insured’s existing insurance coverage. An additional charge applies for travel insurance selected. You agree to hold Crystal Wilkerson harmless for your election not to purchase travel insurance or for any denial of claim by travel insurer as it relates to Covid-19 or any other claim under the policy.
ALTERATIONS IN TRAVEL PLANS. Alterations in itinerary may be necessitated for any number of reasons, including but not limited to severe weather at the sole discretion of Crystal Wilkerson and subject to each supplier’s terms and conditions. I will work with you to find a suitable substitute in such case. If a property, supplier, activity, or area is deleted for any reason, it may be replaced with a comparable one.
PHOTOGRAPHS/VIDEOS. Crystal Wilkerson reserves the right to use any photograph/video taken at any event or during any travel activity, without the express written permission of those included within the photograph/video. Crystal Wilkerson may use the photograph/video in publications or other media material produced, used or contracted by Crystal Wilkerson, including but not limited to: brochures, invitations, books, newspapers, magazines, television, websites, etc. Any person desiring not to have their photo taken or distributed must contact crystal.wilkerson@fora.travel in writing of his/her intentions and include a photograph.
PRIVACY POLICY. At all times your information will be treated in accordance with FORA’s Privacy Policy, which is incorporated by reference into this Agreement. The policy is available here:
https://www.foratravel.com/legal/privacy-policy.
RESERVATION OF RIGHTS: CHANGES TO THESE TERMS. I. reserve the right, in my sole discretion, to change these Terms at any time. Updated versions of the Terms will be posted here on this website and are effective immediately on posting. Please check frequently to see if these Terms changed. Use of the services after any changes to the Terms constitutes your consent to the changes.
RIGHT TO CORRECT ERRORS/OFFERS SUBJECT TO AVAILABILITY. We reserve the right to correct errors and offers are subject to availability.
If any part of these Terms and Conditions is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and agreement shall continue in effect.
These Terms and Conditions (and any other terms and conditions referenced herein) constitute the entire agreement between the Customer and Crystal Wilkerson with respect to travel bookings made with Crystal Wilkerson by any means and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms and Conditions to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.
COMMENT POSTINGS. You are solely responsible for your own comments and reviews, the consequences of posting those comments, and the consequences of any reliance by you on the comments of others. By submitting your comment, you hereby give Crystal Wilkerson the right, but not the obligation, to post, edit, exhibit, webcast, re-use, publish, reproduce, use, license, print, distribute or otherwise use your comment(s) and accompanying personal information you provide via all forms of media now known or hereafter devised, worldwide, in perpetuity.
E-MAIL UPDATES. Crystal Wilkerson may provide e-mail news service or other prompts to new content available. Your use of such content received through the e-mail news service will be subject to these Terms and Conditions.
GOVERNING LAW. These Terms and Conditions shall be construed and enforced in accordance with the laws of the State of Alabama, notwithstanding any conflicts of law, and any controversy of claim or dispute arising out of or relating to these Terms and Conditions, or the breach thereof, shall be settled in the courts in the city of Birmingham, Jefferson County, Alabama. The prevailing party shall be entitled to his or her attorney’s fees and associated costs paid by the other party. If any part of these Terms and Conditions is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity or enforceability of any remaining provisions. You agree to present any claims within 30 days after your trip ends and to file suit within one year of the incident, and you acknowledge that this expressly limits the applicable statute of limitations to one year.
The content provided by Crystal Wilkerson is provided for information purposes only. While every effort has been made to ensure the accuracy and completeness of this information, Crystal Wilkerson makes no guarantee and accepts no responsibility for any errors or omissions it may contain. Crystal Wilkerson may provide links to other Internet sites which are outside of Crystal Wilkerson’s control. It is the responsibility of Customers to make their own decisions about the accuracy, reliability, and correctness of information contained on these sites.